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And federal student loans have flat interest rates set by Congress, while private student loan interest rates depend on your credit.

Your lender may be willing to offer you flexible repayment options, such as a loan modification, or offer you deferment or forbearance. If you have good credit and a stable income, you may be able to get a lower interest rate through student loan refinancing. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.

If you do need to take out private student loans, check out the five options we’ve listed to find the best lender for you. Discover review College Ave logo Get Started Fixed: 4.55% to 7.50% Variable: 3.88% to 6.88% Payment deferral while in school. College Avenue review Citizens Bank logo Get Started Fixed: 3.74% to 11.75% Variable: 2.99% to 9.99% Payment deferral or interest-only payments while in school.

Private student loan options Lender APR ranges* Borrower protections Nerd review Common Bond Get Started Fixed: 5.50% to 9.67% Variable: 2.88% to 8.72% Payment deferral while in school. Common Bond review Discover logo Get Started Fixed: 6.24% to 11.99% Variable: 3.99% to 10.99% Payment deferral while in school. Citizens Bank review Sallie logo Get Started Fixed: 5.74% to 12.87 Variable: 3.00% to 12.37% Payment deferral or interest-only payments while in school.

We are commited by DMCA law, so if you see any copyright infringement, please click on "Report Abuse" for faster removal of the questionable content and we will remove that material as soon as possible.

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Your lender may be willing to offer you flexible repayment options, such as a loan modification, or offer you deferment or forbearance. If you have good credit and a stable income, you may be able to get a lower interest rate through student loan refinancing. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.

If you do need to take out private student loans, check out the five options we’ve listed to find the best lender for you. Discover review College Ave logo Get Started Fixed: 4.55% to 7.50% Variable: 3.88% to 6.88% Payment deferral while in school. College Avenue review Citizens Bank logo Get Started Fixed: 3.74% to 11.75% Variable: 2.99% to 9.99% Payment deferral or interest-only payments while in school.

Private student loan options Lender APR ranges* Borrower protections Nerd review Common Bond Get Started Fixed: 5.50% to 9.67% Variable: 2.88% to 8.72% Payment deferral while in school. Common Bond review Discover logo Get Started Fixed: 6.24% to 11.99% Variable: 3.99% to 10.99% Payment deferral while in school. Citizens Bank review Sallie logo Get Started Fixed: 5.74% to 12.87 Variable: 3.00% to 12.37% Payment deferral or interest-only payments while in school.

We are commited by DMCA law, so if you see any copyright infringement, please click on "Report Abuse" for faster removal of the questionable content and we will remove that material as soon as possible.

More than just a Best-of-Class Cloud Data Storage Zap File is a secure cloud storage solution, which lets you store, access, share and backup all of your data in one convenient and secure location.

Zap File respects your privacy and will never sell, trade, or give away any of your personal information. We're Here - Anytime Zap File never sleeps; we are here for you 24/7.