Canada consolidating debt

21-Sep-2019 20:00

You can find free or low-cost credit counseling options at: Under the provisions of the Servicemembers Civil Relief Act (SCRA), you may qualify for a reduced interest rate on mortgage payments or credit card debt, protection from eviction, or a delay of all civil court actions, such as bankruptcy, foreclosure, or divorce proceedings.To find out if you qualify, contact your local Armed Forces Legal Assistance office.If you are unable to make payments on time, you could lose your home.

You can only consolidate federal, not private, student loans through this program.Within five days after a debt collector first contacts you, the collector must send you a written notice that tells you the name of the creditor, how much you owe, and what action to take if you believe you do not owe the money.If you owe the money or part of it, contact the creditor to arrange for payment.But you should first consult a qualified credit counselor.You may be able to lower your cost of credit by consolidating your debt through a home equity loan or home equity line of credit.

You can only consolidate federal, not private, student loans through this program.Within five days after a debt collector first contacts you, the collector must send you a written notice that tells you the name of the creditor, how much you owe, and what action to take if you believe you do not owe the money.If you owe the money or part of it, contact the creditor to arrange for payment.But you should first consult a qualified credit counselor.You may be able to lower your cost of credit by consolidating your debt through a home equity loan or home equity line of credit.First, what does consolidating student loans really mean?